Critical Illness Protection

Receive a cash lump sum if you become critically ill

Critical illness cover provides a lump sum payment (currently free of tax) on diagnosis of one of a specified range of critical illnesses or medical conditions. This lump sum can pay for lifestyle adjustments, repaying of debts (i.e. mortgage), medical treatment or for any other purpose. The range of conditions covered by modern policies include all the major critical illness such as heart attack, stroke, cancer, permanent disability but also such things as permanent deafness, permanent loss of speech, Parkinson's, MS and MND. It is of vital importance that any "exclusions" connected with this type of insurance plan be fully understood. That is a vital part of Gerard Associates's service to you - Call 0117 966 2626

The payment given out on this type of insurance policy is not dependent on the person dying from the illness as medical innovations these days enable many to recover and return to leading fulfilling lives.